Scenario 1: Preliminary
Analysis
You may have concerns about the cause
or duration of an employee's absence, but you may
also be uncertain about the requirements for an in-depth
rehabilitation program. Perhaps the
return to work date is "indefinite", or the
medical requirements are unclear. core values will
contact the physician, may arrange for a home visit by
a network provider and provide you with our recommendations.
| We review medical and correspond with physician |
$ 130.00 |
| Home visit (external service provider) |
$ 170.00 |
| Our report/recommendations |
$ 300.00 |
|
| TOTAL INVESTMENT |
$ 600.00 |
Including direct and
indirect costs, 15 days absence at
an $800/week entitlement is about $3600 in losses.
Return On Investment = as much as 6:1 within
1 week. |
Scenario 2: Standard back/musculoskeletal
pain; non-surgical
Early involvement and an effective
active treatment program are essential to minimize claim
duration for a typical uncomplicated soft tissue injury.
| We review medical and correspond
with physician |
$ 130.00 |
| Treatment program (external service
provider) |
$ 3750.00 |
| We monitor treatment; coordinate
return to work |
$ 260.00 |
|
| TOTAL INVESTMENT |
$ 4140.00 |
Note: Statistics show 90% of uncomplicated soft tissue
injuries heal within 3 months. It's also
interesting to note that those same statistics show it
takes up to six months for 95% of injured
workers to return to work. Compare this to core values'
model, where a successful, sustained
return to work is often initiated within six to eight
weeks.
Including direct and
indirect costs, a 6 month absence at
an $800/week entitlement is about $31,200 in losses.
Return On Investment = as much as 5:1 within
3 months. |
Scenario 3: "Typical" Stress
Claim
Since mental health claims are increasing
20 times faster than claims for any other cause, it is
essential your employees receive treatment appropriate to the nature of their
condition. An immediate referral to our independent network
of specialists (i.e. psychologists, psychiatrists)
ensures therapeutic and medication issues are dealt with in an appropriate and
timely manner. We monitor this treatment plan to ensure
it is solution-focused with a defined return
to work goal.
| We review medical and correspond
with physician |
$ 130.00 |
| Treatment sessions (external service
provider) |
$ 1440.00 |
| We monitor treatment and coordinate
return to work |
$ 220.00 |
|
| TOTAL INVESTMENT |
$ 1790.00 |
Including direct and
indirect costs, a 2.5 year absence for
an $800/week entitlement is about $156,000 in losses
to your company.
Return On Investment = as much as 87:1
within one week. |
Scenario 4: Employment Issues
What happens if an employee goes on
extended sick leave after being disciplined at work?
Or perhaps you're aware of personality conflicts in the
workplace that have precipitated an
employee going off on extended sick leave. We will determine, through specific
questions to the caregiver, whether or not the absence
is a medical requirement or an employment issue.
If it is the latter, we secure medical substantiation and refer the case to your
appropriate internal resource. No disability claim is
filed, or is eligible to be filed at a later date.
| Review of situation; correspond
with physician. |
$ 325.00 |
| Refer file to appropriate internal
resource. |
|
| Disability issue 'closed'. |
|
|
| TOTAL INVESTMENT |
$ 325.00 |
Including direct and
indirect costs, a 1 year absence for
an $800/week entitlement is about $62,400 in losses
to your company.
Return On Investment = as much as 192:1
within two weeks. |
These are actual examples; specific
costs and returns depend on individual circumstances. |
